On August 24, 2016, we paid off our last debt. We are completely and totally debt free! Three years ago, we were $5,281,000 in debt and facing bankruptcy. Then, two weeks later, September 2013, Financial Fitness came into our lives. We’ve applied what we’ve learned through the principles of the Financial Fitness Program - we budgeted our money, we saved, and we paid off the loans with the income we made through Tom’s regular work. All the while, we were reading, listening and associating with precious people like our mentors and friends and as a result, we own everything--we don’t owe a bank anything, so we are ecstatic!
Tom and Pat Aul

I wanted to let everyone know how wonderful the Financial Fitness Program is! By applying the “pay yourself first” principle, we found almost $600 a month that was leaking out of our budget and we’ve now applied that extra money towards funding our business investment and products. We have also paid off 3 creditors and have paid off over $5,000 worth of debt just since August of 2016. This is an encouragement to everyone out there! If we can do it, you can too and it’s making a marvelous difference in our lives!
Tim and Krysla Folsom